For the choices that matter.

Insurance consultancy in Olbia and Gallura, Sardinia: two professionals at your side to protect your family, your business and your future. First we listen, then we advise.

LoyaltyProfessionalismTransparency
since 2004in the insurance sector
2 officesin Olbia, at your service
1,350+ clientsplace their trust in us
100+ reviews5 stars on Google
⏰ LEGAL REQUIREMENT

Cat-Nat (Italian M.D. 18/2025): businesses in Italy must be insured against natural catastrophes (earthquakes, floods, landslides). Is your company compliant?

Check your position →

About us

Two professionals, one goal: your peace of mind.

Mauro Fiorellino

Mauro Fiorellino

Founder

A passion discovered by chance in 2004, thanks to a teacher who gave me the solid foundations on which to build my profession. Constant attention to the Client's needs has become the backbone of my work.

I devote myself to studying and understanding the insurance world, and this accompanied me to an important milestone: passing the IVASS exam.

“What matters is succeeding at least once” [cit.]

Alberto Oppia

Alberto Oppia

Founder

My story in the insurance world begins during my Law studies and takes shape in 2019, when I meet the person I consider my professional mentor.

She taught me the fundamentals, but above all she passed on something you don't learn from books: a passion for this craft.

From there began a path of study, training and experience, all the way to passing the IVASS exam.

Today I still believe that in this job you never stop learning. Behind every client there is a different story, and to find the right answers you must, first of all, keep asking questions.

“I have no special talents, I am only passionately curious.”

Our solutions

We speak your language, not policy jargon: tell us what you need and we will build your protection around it.

Our specialisations
We do everything well. In four areas we are specialists.

These are the risks where one badly worded clause costs dearly, and where you need someone who reads those policies every day.

Condominium policies

Common areas, liability towards third parties and towards residents, water damage: a building's cover is built on its regulations and resolutions, not on a standard template.

C.A.R. and ten-year latent defects

Anyone who builds or renovates faces two distinct risks: damage during the works (Contractors' All Risks) and defects that appear after handover (ten-year latent defects cover). We handle both, from site to completion.

Legal expenses policies

Legal costs arrive before the verdict. Lawyer, expert reports and litigation costs for families, professionals and businesses, with limits suited to the type of dispute.

Marine insurance

From RIBs to yachts: hull, third-party liability, theft, fire and damage while sailing, moored, in winter storage or in transit. On the Gallura coast a boat is an asset: we protect it on the water and ashore, all year round.

For your business and profession
🌊

Cat-Nat — natural catastrophes

Italy's M.D. 18/2025 obligation for businesses: we make you compliant with the right cover, without paying for what you don't need.

🏭

Business property

The Business policy safeguards and protects the company's assets (buildings and contents) in case of damage (fire, theft, etc.).

Protecting the company's wealth becomes essential thanks to R.C.T. (third-party liability) and R.C.O. (employers' liability) cover, for damage caused to third parties or suffered by the company's workers.

⚖️

Professional Indemnity

Do you practise a profession that requires registration with a professional order? Then, to protect your assets and your name, you need a Professional Indemnity policy. The consequences of a professional error (a missed payment notification, a misread planning restriction, an incorrect certification) can cause damage to your clients.

Thanks to the “Claims Made” and run-off clauses you can practise your profession with complete peace of mind. Pairing it with a Legal Protection policy is highly recommended.

🛡️

D&O — directors & officers

The insurance solution designed to protect the personal assets of directors and members of other governing bodies (directors, managers, executives, statutory auditors and any supervisory board members) whenever they face claims for damages.

Cover also extends to members of the special Supervisory Body, the Safety Officer, the Data Controller, the Data Protection Officer, internal audit members, the Risk Manager and the Shadow Director. Every company employee performing managerial or supervisory functions, or holding an external executive office, is protected too.

📊

Corporate TFM & TFR

Manage Italian end-of-mandate and severance funds with dedicated insurance tools: efficient and secure.

🤝

Surety Bonds & Guarantees

A surety bond is a contract by which one party (the guarantor) guarantees the obligations (debts) undertaken by a person or company. If the debtor cannot repay the loan or mortgage instalments, the creditor can claim against the guarantor.

Required both in public tenders (Merloni Law) and in private matters (rental guarantees, building permits, etc.).

🏢

Condominium

Cover for the building and common areas, public liability towards third parties and residents, water damage and leak detection.

🏗️

C.A.R. and ten-year cover

Damage during the works and defects emerging after handover: the two covers that protect who builds and who buys.

For you and your family
🏡

Home & B&B

With the home policy we can guarantee compensation in the event of fire damage to the building or its contents, as well as for attempted or actual theft.

The home policy is completed by Personal Liability cover, which protects your personal assets from damage caused to third parties who may claim compensation from you. Peace of mind sometimes costs less than you think.

🩺

Accident & Health

Complete cover in the event of an accident at work, in your free time, playing sports or hobbies, or while driving. The policy provides significant financial support if a completely unexpected event compromises your ability to work.

You can choose basic cover that applies only in the event of permanent disability, or full cover that also guarantees, besides medical expense reimbursement, a daily allowance in case of hospitalisation or a cast.

🌱

Life & Pension

Securing a good pension is becoming one of the greatest concerns for young Italians. Supplementary Pension plans let you build additional retirement income that keeps your standard of living unchanged when you retire, while offering very significant tax advantages such as deductions of up to €5,164.57.

Marine & Yacht

The policy that protects the shipowner or boat owner (motor or sail) from damage occurring during navigation, mooring, storage or towing.

It covers repair costs against total loss or engine breakdown, plus salvage and wreck-removal expenses, fire, theft (total or partial), hauling, launching and natural disasters.

📜

Legal Protection

Legal Protection is an insurance contract through which the Company undertakes to provide the client with the out-of-court and in-court assistance and defence needed when certain events occur, guaranteeing reimbursement of the related legal, expert and court costs.

It applies to every insurance area (motor liability including road-homicide extension, professional matters, private life, etc.).

Why choose us

We don't sell packages: we build protection.

🎯 First we listen, then we advise

Every solution starts from your real risks: we only propose what you actually need.

🤝 At your side, always

From quotation to claim you always speak with us, not a call centre. Two offices in Olbia, direct WhatsApp. Assistance in Italian and English.

📚 Always up to date

Constant study of new regulations and meetings with local businesses: we know what changes before it affects you.

What our clients say

5.0 on Google — 108 real reviews across our two offices (64 Mauro · 44 Alberto).

★★★★★

“Serious, helpful and professional. We handled everything by phone and in less than half an hour my policy was ready. Fast, efficient service — recommended!”

— Davide P. · Google review (translated)
★★★★★

“I couldn't find insurance covering my work: in no time Mauro found me the right solution. Professional and quick to reply. Highly recommended!”

— Simone F. · Google review (translated)
★★★★★

“A knowledgeable, professional agent who finds the right policy for every need — at the lowest possible cost!”

— Daniela P. · Google review (translated)

Our offices in Olbia

Visit us or write to us: we reply personally.

Mauro Fiorellino

📍 Via Israele 39, Olbia (OT)
  • 🕘 Mon–Fri: 9:00–13:00 · 14:30–19:00
  • 📅 Saturday by appointment

Alberto Oppia

📍 Viale Aldo Moro 78, Olbia (OT)
  • 🕘 Mon–Fri: 9:00–13:00 · 14:30–19:00
  • 📅 Saturday by appointment

Let's talk

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